filing an insurance claim

Four Common Questions You May Have After Filing An Insurance Claim

Filing an insurance claim is not all you have to do after property damage. Many people think you file your claim and simply wait for your losses to be reimbursed fairly and quickly. As far as property insurance goes, you pay a premium to protect your property and reasonably expect any claim to be reimbursed in full. You may be disappointed to find out that the insurance companies look to minimize their losses and pay you the lowest figure that they can. This is why you need to hire Douglas McGinity to represent you.

HOW WILL MY CLAIM BE ASSESSED?

Insurance companies use insurance adjusters, and sometimes insurance company lawyers, to determine the amount of your claim. Adjusters will visit your property and conduct inspections.  The insurance company will ask questions to gather as much information as they can about the damage as well as take photographs to complete reports.

WHAT SORT OF PROPERTY DAMAGE CLAIMS CAN MY LAWYER HELP WITH?

An insurance claims lawyer can help with any scenario that causes damage to your property and is covered by your insurance policy. A few examples are:

• Theft or vandalism
• Water damage
• Fire
• Damage from storms

WHAT DO I DO IF MY INSURANCE CLAIM IS DENIED?

You do not have to accept the results if your insurance company denies your claim. Unfortunately, Insurance companies very often wrongfully deny and undervalue claims. Douglas McGinity can represent you and can file a lawsuit to obtain the benefits you deserve under your insurance policy.

WHEN SHOULD I CONTACT AN INSURANCE CLAIMS LAWYER?

Hiring an insurance claims lawyer for your case as soon as possible will be the most beneficial. Douglas McGinity will present your claim to benefit you the most. McGinity has your best interest in mind and will do what it takes to maximize your claim. If you have experienced an accident and need help with your insurance claim, contact Douglas McGinity today!